Your credit report is a detailed record of your credit history and behaviour. It provides a snapshot of your financial reputation, reflecting how well you’ve managed credit in the past.

Banks, lenders, landlords, and even employers may use this report to assess your financial reliability.

In South Africa, access to accurate and up-to-date credit information is vital, especially considering that over 50% of the country’s credit-active population struggles with impaired credit records. Knowing where you stand can empower you to make informed decisions and take steps to improve your financial health.